August 2006
by Ben Lawler, CPA
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To help ensure a financially secure retirement, you'll need a plan

Retirement is approaching, do you have a plan? Even if you're a long way from reaching retirement, and your primary goals are buying a home or paying for your children's education you'll want to begin retirement planning now.

• Will you be receiving a pension from your employer? Do you know how it will be calculated?
• Do you save money in an employer sponsored retirement savings plan? How much have you accumulated? What will this be worth when you're ready to retire?
• How much can you expect from Social Security? Check the annual statement that the SSA provides. It should arrive about three months before your birthday each year.
• Do you contribute to a tax-deferred savings plan on your own? What's your current balance?

How and where you invest is most important; call us to set up an appointment and start investing in your future.

Some of today’s best rates:

1. CD
     GMAC 5.20%

2. Money Market
    Indymac 5.15%

Written by Ben Lawler, CPA

CEO & President of ProActive Advisors, Inc.